Protection That Follows You—Anywhere, Anytime
Life is full of unexpected moments. Ensure your safety net is securely in place before an accident occurs, giving you the absolute confidence to navigate life without hesitation.
Key Highlights
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Accidental Coverage
Provides a lump-sum payment in the unfortunate event of accidental permanent disablement or a fatal accident, ensuring strong financial stability when unexpected incidents prevent the insured from engaging in their usual occupation.
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24 hour worldwide cover
Ensures your safety in any place, at any time.
Product Plans
The product offers two protection plans to suit individual needs, each providing different levels of coverage and premium options, designed to tailor the most suitable personal protection for you.
Option I
Annual Premium:
$1,000
Option II
Annual Premium:
$500
Death
1,000,000
500,000
Permanent Disablement*
1,000,000
500,000
* Subject to percentage of sum insured listed under the actual policy.
Age Limit :
16 to 65
Eligibility :
Hong Kong Residents
Geographical Area:
Worldwide
Notes:
- Children of age between 16 to 20 are eligible for Option II only and must be insured with one of their parents.
- The above premium is applicable to persons with occupations or professions involving clerical or administration works.
- Policy is not applicable to persons residing in Hong Kong for less than 180 days in a year.
GENERAL EXCLUSIONS
This policy does not pay compensation for the following :
- war, terrorism and kindred risks
- nuclear weapons, ionisation and radioactivity
- suicide, intended self-injury
- pregnancy or childbirth
- any kind of sickness or disease, venereal disease or AIDS
- influence of intoxicating alcohol or drugs
- engaging in service or duty with disciplinary services or any armed force
- engaging in aviation other than as a fare-paying passenger
- engaging in activities like parachuting, hang gliding, hunting, ice-hockey, polo, winter sports, any kind of race (other than on foot or swimming) or trial of speed or reliability, potholing, mountaineering or rock climbing necessitating the use of guides or ropes, underwater activities necessitating the use of compressed air or gas, motor cycling (as driver or passenger), sports in a professional capacity
- cosmetic or plastic surgery or any elective surgery or congenital anomalies
The above premium does not include levy. A levy of 0.1% on premium shall be imposed
The information in this website is a general summary. Please refer to the actual policy for exact terms and conditions.