Secure Employers' Insurance to Meet Your Legal Obligations
This Plan provides you with the protection against your legal liability as an Employer under the Employees' Compensation Ordinance.
Key Highlights
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Coverage for Injury or Death
If your domestic helper sustains bodily injury or death due to an accident or disease during the insurance period and arising out of and in the course of his/her employment, we will indemnify you against liability at law to pay compensation.
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Legal Cost and Expenses
In addition, we will cover the claimant's legal costs and expenses incurred with our written consent in relation to such injury or death.
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Indemnity Limit
The maximum indemnity for any one event is HK$100 million.
IMPORTANT NOTES
Main Exclusion:
Pneumoconiosis, nuclear energy and radiation, any late payment surcharge that the insured may become liable under the legislation.
Age Limit：
This plan is applicable to domestic helper aged between 18 and 60 with full-time employment contract in Hong Kong.
The information in this website is a general summary. Please refer to the actual policy for exact terms and conditions.