Online Application 15% off, Premium HK$425 up.
REFERRAL PROGRAM
From now on, SHKPI existing Householders' Comprehensive Insurance customers can obtain HK$30 cash coupon for successfully referring his/her relatives or friends to procure Householders' Comprehensive Insurance with our Company. For details, please call us at 2828 7886.
HOUSEHOLDERS' COMPREHENSIVE INSURANCE
Households' comprehensive insurance provides you and your family with extensive coverage for accidental damage to your home contents and personal valuables such as home decoration, furniture, electrical appliances, jewellery, watches etc. plus a wide range of FREE coverage.
HIGHLIGHTS
ALL RISKS PROTECTIONS
An "All Risks" policy protects you from loss of or damage to your home contents & personal belongings with maximum benefit up to HK$1,000,000.00 per year in the event of the following :
Fire, explosion, water damage, theft, typhoon, windstorm or flooding, earthquake, riot & strike, malicious damage and other accidental damage.
Personal Money
Up to HK$3,000 for accidental loss or theft of money in your home.
Personal Accident
Up to HK$50,000 per person and HK$150,000 in aggregate in the event of death or permanent disablement of you or your family members as a result of fire, armed robbery or theft in your home.
Temporary Removal
Up to HK$20,000 for loss of or damage to home contents that are temporarily removed from your home for renovation, cleaning or repair.
Alternative Accommodation
Up to HK$1,200 per day and HK$30,000 in aggregate reimbursement for temporary accommodation should your home become uninhabitable as a result of any insured peril.
Locks and Keys
HK$2,000 for the cost of repairing locks, keys and windows damaged as a result of burglary or attempt theft.
Wallpaper
Up to HK$25,000 for accidental loss or damage to wallpaper less than 3 years of age.
Household Improvement
Up to HK$25,000 for accidental loss or damage to the improvements made to landlord's fixtures and fittings.
Personal Liability
Up to HK$3,000,000 against any claim on third party bodily injury or property damage resulting from your or your family members' negligence subject to Hong Kong jurisdiction.
3 PLANS FOR YOUR PERSONAL NEEDS
|
Maximum Limits per year (HK$) |
|||
|---|---|---|---|
| PARTICULARS OF COVER |
Diamond Plan |
Gold Plan |
Silver Plan |
|
Section 1 - Home Contents |
|||
|
Aggregate Limit of Indemniity |
1,000,000 | 500,000 | 300,000 |
| On Home Contents | |||
| - per item | 150,000 | 75,000 | 40,000 |
| On Valuables : | |||
| - per item | 10,000 | 6,000 | 3,000 |
| - aggregate limit | 150,000 | 100,000 | 50,000 |
| On the Home Contents of the Domestic Helper | |||
|
- per item |
3,000
|
2,000 |
1,000 |
|
- aggregate limit |
25,000 | 15,000 | 7,500 |
| Extra Protections : | |||
| 1) Money | 3,000 | 2,000 | 1,000 |
| 2) Personal Accident | |||
| - you & each family member | 50,000 | 25,000 | 10,000 |
| - aggregate limit | 150,000 | 75,000 | 30,000 |
| 3) Temporary Removal | 20,000 | 10,000 | 5,000 |
| 4) Alternative Accommodation | |||
| - per day | 1,200 | 600 | 400 |
| - aggregate limit | 30,000 | 15,000 | 10,000 |
| 5) Locks and Keys | 2,000 | 2,000 | 2,000 |
| 6) Wallpaper | 25,000 | 20,000 | 15,000 |
| 7) Household Improvement | 25,000 | 20,000 | 15,000 |
| Section 2 - Personal Liability | |||
| Aggregate limit of Indemnity | 3,000,000 | 2,000,000 | 1,000,000 |
GENERAL EXCLUSIONS
| Insurer's max liability |
Diamond Plan |
Gold Plan |
Silver Plan |
|||
|---|---|---|---|---|---|---|
| Home Contents Personal liability |
HK$1,000,000
HK$3,000,000 |
HK$500,000
HK$2,000,000 |
HK$300,000
HK$1,000,000 |
|||
| Gross Floor Area (in sq. ft.) | Annual Premium for Online Application (HK$) (15% discount) | |||||
| Less than 500 | 722.5 | 510.0 | 425.0 | |||
|
501 - 800 |
892.5 | 637.5 | 467.5 | |||
|
801 - 1,100 |
1164.5 | 807.5 | 595.0 | |||
|
1,101 - 1,400 |
1445.0 | 1062.5 | N/A | |||
|
1,401 - 2,000 |
1895.5 | 1445.0 | N/A | |||
|
2,001 - 2,500 |
2380.0 | N/A | N/A | |||
INSURANCE APPLICATION
Online Application |
Download Application Form |
Online Renewal |
Customer Service Hotline : 2828 7886
Email : shkpi@shkp.com
The information in this site is a general summary. Please refer to the actual policy for exact terms and conditions