Online Application 15% discount, Premium HK$446.73 up.

From now on until 31/12/2022, successful new application shall obtain


           *applicable to new customers

HOUSEHOLDERS' COMPREHENSIVE INSURANCE

Have you considered some home accidents may make you spend an extra cost to repair or reinstate your home contents and personal valuables, and even need to indemnity third parties an unpredictable loss against your legal liability?  Householders' Comprehensive Insurance gives you peace of mind. 

HIGHLIGHTS

ALL RISKS PROTECTIONS

Householders' Comprehensive Insurance, an all risks policy provides you and your family with an extensive coverage for accidental damage to your home contents and personal valuables such as home decoration, furniture, electrical appliances, jewellery, watches, etc. with maximum limit up to HK$1,000,000 per year, plus a wide range of free extra protections.  The Insured perils include fire, explosion, water damage, theft, typhoon, windstorm, flooding and other accidental damage.  The policy also provides personal liability cover with maximum limit up to HK$10,000,000. 

FREE EXTRA PROTECTIONS

3 PLANS FOR YOUR PERSONAL NEEDS

Maximum Limits per year (HK$)

PARTICULARS OF COVER

Diamond Plan

Gold Plan

Silver Plan

Section 1 - Home Contents

     

Aggregate Limit of Indemnity

1,000,000 500,000 300,000
On Home Contents      
- per item 150,000 75,000 40,000
On Valuables :      
- per item 10,000 6,000 3,000
- aggregate limit 200,000 120,000 60,000
On the Home Contents of the Domestic Helper      

- per item

3,000

2,000

1,000

- aggregate limit

25,000 15,000 7,500
Extra Protections :      
1) Money 3,000 2,000 1,000
2) Personal Accident      
- you & each family member 50,000 25,000 10,000
- aggregate limit 150,000 75,000 30,000
3) Temporary Removal 20,000 10,000 5,000
4) Alternative Accommodation      
- per day 1,500 800 600
- aggregate limit 30,000 15,000 10,000
5) Locks and Keys 2,000 2,000 2,000
6) Removal of Debris 15,000 7,500 4,000
7) Interior Alterations or Refurbishment Works (subject to max. contract value of: Diamond HK$150,000 / Gold HK$100,000 / Silver HK$50,000 and contract period not exceeding two months)
According to the coverage of Home Contents Section
Section 2 - Personal Liability      
Aggregate limit of Indemnity 10,000,000 8,000,000 5,000,000

GENERAL EXCLUSIONS

PREMIUM TABLE

Insurer's max liability

Diamond Plan

Gold Plan

Silver Plan

HK$

Home Contents
Personal liability
1,000,000
10,000,000
500,000
8,000,000
300,000
5,000,000

Gross Floor Area

 (in sq. ft.)

 Saleable Area

(in sq.ft.)

Net Annual Premium for Online Application
(15% premium discount and levy included)
Less than 500  Less than 400 890 757.39 630 536.13 525 446.73

501 - 800

 401 - 600 1,100 936.1 790 672.29 580 493.58

801 - 1,100

 601 - 850 1,430 1,216.93 1,000 851 735 625.44

1,101 - 1,400

 851 - 1,100 1,790 1,523.29 1,310 1,114.81 N/A

1,401 - 2,000

 1,101 - 1,600 2,340 1,991.34 1,785 1,518.99 N/A

2,001 - 2,500

 1,601 - 2,000 2,940 2,501.94 N/A N/A
The above deleted amounts are original annual premium ( levy not included).
*  For gross floor area exceeds 2,500 sq. fts. or house/ semi-detached house/ village house,
   please call Customer Services at 2828 7886.
** For saleable area exceeds 2,000 sq. fts. or house/ semi-detached house/ village house,
   please call Customer Services at 2828 7886.

INSURANCE APPLICATION



Download Application Form

 

Customer Services Tel.: 2828 7886

Email : shkpi@shkp.com

The information in this site is a general summary. Please refer to the actual policy for exact terms and conditions