Terms of Use

This section sets out the Terms of Use of this Website. By accessing to this Website, User is deemed to accept and agree to be bound by all terms and conditions stated hereinbelow. If you do not accept the Terms of Use, you should discontinue access to this Website immediately.

DISCLAIMER

This Website has been prepared for general information purpose only. The information provided in this Website is provided "AS IS" without warranties, expressed or implied, of any kind including without limitation its accuracy, completeness, usefulness, merchantability and fitness for particular purpose and is subject to modification from time to time without notice. The information provided herein should not be relied on as professional advice and User should consult professional advisor with respect to his/her individual situations and requirements.

Under no circumstances shall Sun Hung Kai Properties Insurance Limited ("SHKPI") be held liable or responsible for any losses and damages, direct, indirect, special, incidental or consequential, arising out of or in connection with the use of this Website and the materials herein.

Use of internet and security

SHKPI does not warrant that access to this Website is uninterrupted, reliable or error free, that any information transmitted through this Website is free of viruses, contaminating or destructives properties, or that no damage would be occurred to any computer system connecting to this Website. User accesses to this Website at his/her own risk and has sole responsibility in taking precautionary measures against computer viruses, contaminating or destructive properties and protecting and backing up his/her data and/or equipment.

All contents, including without limitation, information, texts, designs, graphics, logos and trademarks, of this Website are the property of SHKPI with all rights reserved and subject to copyright and applicable intellectual property laws. User may not alter, modify, distribute these materials without prior written consent of SHKPI. Downloading and reproduction are only allowed for subject materials which are expressly provided for such purposes and to the extent for User's personal use only.

Hyperlink

This Website might provide hyperlink to non-SHKP websites for User's convenience sake. SHKPI assumes no responsibility in any way for User's access to and use of such non-SHKP websites.

Legal restriction

The information contained in this Website is not an offer or solicitation to sell insurance products or services. It is an invitation to you to make an offer to buy our insurance products or services subject to our acceptance. SHKPI does not offer or sell any insurance products or services in any jurisdictions in which such offering or sales would be unlawful under the relevant laws of such jurisdiction.

User has sole responsibility for ensuring compliance with the laws of jurisdiction where he/she is located for accessing to this Website. In the event that the jurisdiction you are in imposes restrictions on our services or do not permit access to this Website, you shall comply with such restrictions and forthwith discontinue access to this Website.

[Use of Member Zone

While reasonable efforts have been used to ensure the accuracy of information provided in Member Zone, SHKPI shall not accept any responsibilities for errors or omissions however caused. If you have enquiries, please contact our customer services staff for detailed information.]

Governing law

The Terms of Use shall be governed and construed in accordance with the laws of Hong Kong Special Administrative Region ("HKSAR") and you agree to submit to the exclusive jurisdiction of HKSAR courts.

In case of inconsistency between the English and Chinese versions of the Terms of Use, the English version shall prevail.