Personal Accident Insurance

COVERAGE	SUM INSURED
In the event of accident, causing :	Diamond Plan HK$	Gold Plan HK$
Death	1,000,000	500,000
Permanent Disablement	1,000,000	500,000
Medical Expenses	20,000	10,000
ANNUAL PREMIUM	1,000.00	500.00

Children of age between 16 to 20 are eligible for the Gold Plan only and must be insured with one of their parents.
The above premium is applicable to persons with occupations or professions involving clerical or administration works.
Policy is not applicable to persons residing in Hong Kong for less than 180 days in a year.

war, terrorism and kindred risks
nuclear weapons, ionisation and radioactivity
suicide, intended self-injury
pregnancy or childbirth
any kind of sickness or disease, venereal disease or AIDS
influence of intoxicating alcohol or drugs
engaging in service or duty with disciplinary services or any armed force
engaging in aviation other than as a fare-paying passenger
engaging in activities like parachuting, hang gliding, hunting, ice-hockey, polo, winter sports, any kind of race (other than on foot or swimming) or trial of speed or reliability, potholing, mountaineering or rock climbing necessitating the use of guides or ropes, underwater activities necessitating the use of compressed air or gas, motor cycling (as driver or passenger), sports in a professional capacity
cosmetic or plastic surgery or any elective surgery or congenital anomalies

The information in this site is a general summary. Please refer to the actual policy for exact terms and conditions